Shared branching means another credit union's teller is yours too
Credit unions cooperate rather than compete for footprint, so a teller at any of 5,600 participating branches can take a deposit, hand you a withdrawal, move money between your Summit accounts, or accept a loan payment. Give them your member number and a government photo ID and the transaction posts to your account the same business day. What they cannot do is open a new account, issue a debit card, or change your address; those still come through Summit directly.
Branches inside the city and first ring
Drive-up windows open 30 minutes before the lobby and close 30 minutes after it.
This is a demonstration website; rates, products, and figures shown are illustrative only.
Branches beyond the metro
Rural offices keep shorter Saturday hours but all have deposit-taking ATMs available around the clock.
Services by location
Call ahead if your errand depends on one of these, since staffing varies by day.
Visiting us in person
Do I need an appointment?
Not for teller work. Book one for anything that needs a desk: opening an account, signing loan documents, notary, or a safe deposit box. Slots are usually open within two business days at book an appointment.
How do I know an ATM is surcharge-free?
Look for the CO-OP mark on the machine or filter for network ATMs before you leave the house. If a network machine still offers to charge you, cancel the transaction and let us know which location it was.
Are you open on federal holidays?
No. Lobbies and drive-ups close on all ten federal holidays and we close at 1pm on Christmas Eve. Digital banking, the ATM network, and the 24-hour card line at 800.555.7846 stay available throughout.
Can I get cash without my card?
Yes, at any Summit teller window with a photo ID. Newer ATMs also support cardless withdrawal through the mobile app using a one-time code that expires after ten minutes.
What are the ATM withdrawal limits?
$800 per day at network machines on a standard debit card, and $1,500 in combined point-of-sale purchases. Members can raise either limit temporarily by calling ahead of a large purchase or a trip.
Is there parking and step-free access?
Every branch has accessible parking, a level or ramped entrance, and at least one lowered teller counter. Fort Landing is drive-up only. Accessibility details and how to request accommodations are on the accessibility page.
This is a demonstration website; rates, products, and figures shown are illustrative only.
Come see us, or skip the trip
Mobile deposit and a shared branch network mean most members visit a lobby twice a year. Either way you are dealing with the co-op you own.
