Savings

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Account Type

Minimum Balance* to Earn Dividend APR** APY***
$25.00 .20% .20%

Minimum Balance* to Earn Dividend APR** APY***
$25.00 .30% .30%

Minimum Balance* to Earn Dividend APR** APY***
$25.00 .35% .35%

Minimum Balance* to Earn Dividend APR** APY***
$5.00 .50% .50%

Minimum Balance* to Earn Dividend APR** APY***
$1,000.00 – $24,999.99 .25% .25%
$25,000.00 and up .275% .275%

Minimum Balance* to Earn Dividend APR** APY***
$1,000.00 .15% .15%

Minimum Balance* to Earn Dividend APR** APY***
$1,000.00 .15% .15%

Minimum Balance* to Earn Dividend APR** APY***
$1,000.00 .15% .15%

Certificates Of Deposit (Regular & IRA)

Minimum Balance to Open Account APR** APY***
$1,000.00 .25% .25%

Minimum Balance to Open Account APR** APY***
$1,000.00 .35% .35%

Minimum Balance to Open Account APR** APY***
$1,000.00 .748% .75%

Minimum Balance to Open Account APR** APY***
$1,000.00 .897% .90%

*Average Daily Balance **Annual Percentage Rate ***Annual Percentage Yield

Loans

The rate and term of the loan is determined by the credit-worthiness of the individual applying for the loan.

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Term Annual Percentage Rate
Up to 72 Months 3.75% to 12.90%

Term Annual Percentage Rate
Up to 72 Months 4.00% to 14.40%

Term Annual Percentage Rate
Up to 72 Months 3.00% to 13.90%

Term Annual Percentage Rate
Up to 60 Months 3.25% to 14.90%

Term Annual Percentage Rate
Up to 72 Months 6.50% to 14.90%

Term Annual Percentage Rate
Up to 60 Months 8.50% to 18.00%

Term Annual Percentage Rate
Up to 36 Months 8.00%

Effective date of rates is July 6, 2020. Rates are subject to change without notice.

Term Annual Percentage Rate
Up to 6 Months 23.00% to 28.00%

Term Annual Percentage Rate
Up to 120 Months 4.00% on loans over $5,000.00 and 6.00% on loans $5,000.00 and less. 4.00% on loans secured against Money Market account.

Term Annual Percentage Rate
Up to 120 Months 2.00% above pledged certificate of deposit

Term Annual Percentage Rate
Up to 180 Months Prime for first 6 months, then as low as 1% above prime. Variable rate loan.

Term Annual Percentage Rate
9.9% for purchase, balance transfer & cash advance

Term Annual Percentage Rate
10.90% for purchase, balance transfer & cash advance

Term Annual Percentage Rate
12.90% for purchase, balance transfer & cash advance

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Locations

Hours

Lobby Hours
9:00 AM – 4:00 PM (Monday through Friday)

Drive Thru Hours
9:00 AM – 6:00 PM (Monday through Friday)

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Contact Us

Phone: (000) 000-0000

Fax: (000) 000-0000

Email: email@youremail.com

Lost/Stolen Credit Cards: 800-000-0000
Lost/Stolen Debit Cards: 800-000-0000